A better way to move your business forward.
Let’s talk

COMMERCIAL FINANCE & PAYMENTS

Better payments.
Smarter capital.
Your next move.

Your business has places to go. We help you navigate merchant processing and business financing with a clear plan and the right relationships.

Practical guidance. Personal relationships. Business first.

PAYMENTS THAT WORK FOR YOU

There’s more to processing
than a rate.

The right payment setup should fit the way you do business. We help you take a closer look at costs, technology, and service—and find a path that makes sense.

Review my processing
01

Understand your true costs

Get clarity on processing statements, fees, and pricing structures.

02

Find the right payment setup

Explore in-person, online, and integrated payment options for your business.

03

Have a person in your corner

Work directly with a consultant who helps you evaluate providers and navigate the next steps.

CAPITAL WITH A PURPOSE

Opportunity doesn’t wait.
Let’s find your way forward.

From day-to-day flexibility to your next big investment, we help you explore financing through established lending relationships.

BUILD WHAT’S NEXT

Business loans

Explore financing for expansion, strategic investments, and the next stage of your business.

Explore your options
KEEP BUSINESS MOVING

Working capital

Evaluate options to support inventory, seasonal needs, payroll, and everyday operations.

Explore your options
PUT YOUR PLANS TO WORK

Equipment financing

Explore ways to acquire or replace the equipment your business needs to operate and grow.

Explore your options

Financing is subject to lender review, eligibility, and approval. Terms and availability vary by provider and business profile.

BEFORE YOUR NEXT APPLICATION

A clearer picture.
A stronger next step.

Our Merchant Capital Readiness review brings your payment activity into the financing conversation.

Request a readiness review

LENDING READINESS

Start with understanding.
Then explore your options.

Work with us to review your merchant statements, discuss capital needs, and identify information that can help prepare your business for lender conversations.

  • Understand your payment activity
  • Put your funding goals in context
  • Prepare for the next conversation

A readiness review is informational. It is not a credit score, loan offer, or guarantee of approval.

REAL RELATIONSHIPS. PRACTICAL GUIDANCE.

Your business isn’t a template.
Your financial strategy
shouldn’t be either.

Proper Pay Solutions connects business owners with payment solutions and commercial financing options. Led by Todd Rosenlof, we bring lending relationships and payments experience to a simple goal: helping you make a more informed next move.

LET’S START A CONVERSATION

What’s next for
your business?

Better processing, more working capital, or a new piece of equipment. Tell us what you’re working toward.

Email Todd